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How to make a pothole damage claim

Pothole damaged your car? How to claim from the council or state road authority in NSW, Victoria and Queensland, the evidence you need, and a claim letter.

Updated 25 September 2026

Hit a pothole hard enough and you can be looking at a new tyre, a bent rim or a wheel alignment within minutes. Whether you can get that money back depends on who manages the road, what they knew about the pothole, and which state you're in. This guide explains how pothole damage claims work in Australia, what evidence to collect, and how to put your claim in writing.

This is general information, not legal advice. The rules differ between states and between road authorities. For a large claim or an injury, get advice from a lawyer or your state's community legal centre.

What to do straight after it happens

  1. Pull over safely. Don't stop in a live traffic lane to photograph the pothole. Your safety comes first.
  2. Note the exact location. Road name, direction of travel, lane, nearest cross street or street number, and the time. Drop a pin on your phone's map.
  3. Photograph the damage to your car, and the pothole itself if you can do it safely later. A shoe or coin in the frame shows the size.
  4. Report the pothole to the road authority straight away and get a reference number. This helps the next driver, and it records when the authority was told.
  5. Keep every receipt: towing, tyres, repairs, and quotes. Many authorities ask for two quotes or a tax invoice.

Who to claim from: council or state?

You claim from the authority that manages that stretch of road. As a general rule, councils manage local and residential streets, and the state road authority manages freeways, highways and major arterial roads. But there are exceptions, so check before you lodge.

  • Victoria: the Department of Transport and Planning (DTP) manages freeways and arterial roads, and councils manage local roads. The DTP publishes an interactive map of the roads it manages on its notice of incident and claim page.
  • New South Wales: Transport for NSW manages state roads, and councils manage local and most regional roads. You can lodge a public liability claim with Transport for NSW through Service NSW for state roads.
  • Queensland: the Department of Transport and Main Roads manages state-controlled roads, and councils manage local roads.
  • Other states and territories: the state road authority manages the main roads and councils manage the rest. In the ACT, the ACT Government manages all roads.

For council roads, look on the council's website for "insurance claims", "public liability claim" or "vehicle damage claim". Many councils have their own claim form. You can find your council's contact details and postal address in our council directory.

Will your claim succeed? The honest answer

Many pothole claims are rejected, and it helps to understand why before you start. Road authorities manage thousands of kilometres of road and can't fix every pothole the moment it appears. The law in most states reflects that.

NSW: did they know about it?

Under section 45 of the Civil Liability Act 2002, a roads authority is generally not liable for harm from a failure to carry out road work unless it had actual knowledge of the particular risk. In practice, a claim is much stronger if the pothole had already been reported and wasn't fixed. Transport for NSW says the same on its claims page. Queensland, Western Australia, South Australia and Tasmania have similar protections for road authorities in their own civil liability laws.

Victoria: the road management plan and the threshold

Victoria's Road Management Act 2004 works differently. Each road authority has a road management plan that sets how often roads are inspected and how quickly different defects must be repaired. A claim generally turns on whether the authority met those standards. Two rules matter:

  • 30-day notice. If you intend to claim for property damage, give the road authority written notice of the incident within 30 days.
  • The threshold. Property damage claims are subject to a threshold, which the Victorian Government lists as $1,681 for 2026/27, indexed each year. Damage at or below the threshold isn't compensated, and where compensation is payable it is reduced by the threshold amount. So a $1,200 tyre and rim won't be covered, and a $2,500 repair would be reduced by the threshold.

The DTP's notice of incident and claim page has the current threshold and form for DTP roads. For council roads, contact the council.

What makes a claim stronger

  • Evidence the pothole was reported before your incident, especially if it was a while before.
  • Evidence it had been there a long time, such as dated street photos or statements from locals.
  • A pothole that had been "repaired" and failed again, which may point to poor workmanship.
  • Clear photos, exact location, and quotes or invoices that match the damage.

You can ask the authority for its records of inspections and earlier complaints about that section of road. If it won't provide them, you may be able to request them under your state's freedom of information or right to information law.

How to lodge your claim

If the authority has a claim form, use it: it tells you exactly what they need. If it doesn't, or you want to give notice quickly while you gather quotes, a clear letter works. Include:

  • the date, time, road, direction of travel, lane and nearest cross street,
  • your vehicle's make, model and registration,
  • what happened and what was damaged,
  • photos of the pothole and the damage,
  • two repair quotes or a tax invoice, and
  • any reference number from your report of the pothole.

Keep a copy of everything you send and note the date. Transport for NSW says claims can take six weeks or longer to process, and other authorities vary, so follow up in writing if you don't get an acknowledgement.

Pothole damage claim letter

Dear {{recipient_greeting}},

Re: Notice of incident and claim for vehicle damage caused by a pothole on [road name], [suburb], on [date]

I am writing to notify you of an incident and to make a claim for damage to my vehicle caused by the condition of [road name], which I understand is managed by [the council / the state road authority].

The incident. At about [time] on [date], I was driving my [year, make and model, registration number] [direction of travel, e.g. northbound] on [road name] near [nearest cross street, street number or landmark], in the [left / right] lane. My [front left tyre / wheel] struck a pothole approximately [size, e.g. 40 cm wide and 10 cm deep]. [Describe what happened next, e.g. the tyre deflated and I pulled over safely.]

The damage. The impact caused [describe the damage, e.g. a split tyre and a bent alloy rim]. I have obtained [two quotes / a tax invoice] for the repair, totalling $[amount].

Previous reports. [If you know of any, e.g. The pothole was reported to you on [date] under reference [number], or Residents tell me the pothole has been there since [month].] I ask that you check your records for any earlier reports or inspections of this section of road.

Attached:

  • photos of the pothole and its location,

  • photos of the damage to my vehicle,

  • [repair quotes / tax invoice],

  • [a map or diagram of the location, and a copy of my driver licence if your claim form requires it].

Please acknowledge this claim, give me a claim reference number, and tell me if you need a particular claim form or any further information. I also ask that the pothole be repaired as soon as possible so no one else is affected.

You can contact me on [phone number] or at [email address].

Open this template in the editorEdit it, sign it, and we'll print and post it, or download it free.

The letter doesn't replace a required claim form, but it's a good way to give formal written notice and set out the facts. If you post it with Better Letters, you'll have a dated record of when it was sent. If you want to include your photos and quotes in the same envelope, download the PDF free and post it yourself.

If your claim is rejected

  1. Ask for reasons in writing if they weren't given, and for any inspection records and earlier reports about that pothole.
  2. Ask for a review. Explain why you think the decision is wrong, such as the pothole having been reported weeks before your incident.
  3. Complain to the ombudsman if the authority didn't handle your claim properly (for example, it ignored you or gave no reasons). The ombudsman looks at process and fairness; it generally won't decide whether the authority is legally liable. See how to complain to council for the ombudsman in your state.
  4. Consider a tribunal or court for the legal question of liability. Small claims usually go to your state's civil tribunal or local court. Get advice first on whether it's worth it for the amount involved.

Request for review of a rejected claim

Dear {{recipient_greeting}},

Re: Request for review of claim [claim reference number], pothole damage on [road name] on [date]

I refer to your letter of [date] rejecting my claim for damage to my vehicle caused by a pothole on [road name], {{sender_suburb}}.

I ask that the decision be reviewed. [Give your reasons, for example: the pothole had been reported to you on [date] under reference [number], more than [number] weeks before my incident; your road management plan says hazards of this kind will be repaired within [timeframe]; or your letter did not explain why the claim was rejected.]

Please send me:

  • the reasons for the decision in writing,

  • the dates of any inspections of this section of road, and any reports or complaints about the pothole received before [date of incident], and

  • details of how I can take this further if the review does not change the outcome.

I would appreciate a response within [21] days. You can contact me on [phone number] or at [email address].

Open this template in the editorEdit it, sign it, and we'll print and post it, or download it free.

When the whole road is the problem

If a road keeps breaking up, one claim won't fix it. Get neighbours to report each pothole, keep a dated photo log, and write to your local councillor, or to your state MP for a state road. Our guide to getting council to fix a local problem covers these tactics, with templates.

Find your state MP by postcode

Your federal MP, state MP and senators, with the office address to write to.

Put your pothole claim in writing

Open the claim letter, fill in the details, sign it, and we'll print and post it for $3.95. Or download the PDF free.

Write your letter →

Frequently asked questions

Can I claim pothole damage from the council?+

You can lodge a claim, but success isn't guaranteed. You claim from whoever manages the road, and road authorities often aren't liable unless they knew about the pothole, or failed to inspect or repair it as their own road management plan requires.

Who do I claim from for pothole damage?+

The authority that manages the road. That's usually the council for local streets and the state road authority for highways and major roads. In Victoria you can check the Department of Transport and Planning's map of the roads it manages.

How long do I have to make a pothole claim in Victoria?+

Victoria's Road Management Act 2004 sets a 30-day period to give the road authority written notice of the incident if you intend to claim for property damage. Don't wait: lodge your notice as soon as you can.

Is there a minimum amount for pothole claims in Victoria?+

Yes. Under the Road Management Act there is a threshold for property damage claims, set at $1,681 for 2026/27 and indexed each year. Damage at or below the threshold isn't compensated, and payments are reduced by the threshold amount.

Should I claim on my car insurance instead?+

If you have comprehensive cover, it may be simpler, but you may pay an excess and it may affect your premium. Check your policy. You can report the pothole and give the road authority notice either way.

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